Program guides

How the card hotel programs actually work.

• Chase’s $500 Edit credit, and the extra $250 for 2026

  The Sapphire Reserve now carries two hotel credits: up to $500 a year on Edit stays plus a 2026-only $250 for seven hotel brands. What qualifies, and how they stack.

  Updated 2026-07-04 · 3 min read

• Amex FHR vs The Hotel Collection: two programs, one $600 credit

  Fine Hotels + Resorts and The Hotel Collection both count toward the Platinum’s $600 hotel credit, but the perks, minimum stays, and eligible cards are different.

  Updated 2026-07-04 · 2 min read

• Chase’s The Edit vs Amex FHR: same idea, different fine print

  Both are curated luxury-hotel programs with packaged perks. The minimum stays, the $500 vs $600 credits, and the checkout guarantee are where they split.

  Updated 2026-07-04 · 2 min read